Frequently Asked Questions

Submitting a request to see your options does not affect your credit score. A lender may run a full credit check later if you proceed with an offer.

No. Big Bucks Loans is not a lender and does not make credit decisions. We connect consumers with participating lenders who set the rates and terms.

Requests typically range from $100 to $5,000, but the amount you can actually borrow depends on the lender, your state, and your ability to repay.

It depends on your state. Some states allow them with limits, some cap costs, and some prohibit them. Check your state page before applying.

Our state pages list safer alternatives — such as credit-union payday alternative loans, nonprofit assistance, and employer advances — instead of sending you to apply.