Delaware permits short-term consumer loans up to $1,000, with no statutory ceiling on the finance charge, so effective APRs can be very high. State law limits borrowers to five payday loans within a 12-month period. These loans are meant to address short-term cash gaps, not recurring expenses.
Key limits in Delaware
- Maximum loan amount: $1,000
Figures can change — always confirm current limits with the official source below before borrowing.
Source: Consumer Federation of America (paydayloaninfo.org) · last verified 2026-07-24 · pending second-source verification
This page is general information, not legal or financial advice. State laws change; verify current rules with your state regulator or the source above.