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Payday Loans in Kansas

Payday loans are legal in Kansas, capped at $500 per loan.

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Kansas authorizes payday loans up to $500 under its Uniform Consumer Credit Code, with terms generally between 7 and 30 days. Fees are capped at 15% of the amount advanced, producing a high effective APR. These loans are intended to bridge short-term shortfalls only.

Key limits in Kansas
  • Maximum loan amount: $500

Figures can change — always confirm current limits with the official source below before borrowing.

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Source: Consumer Federation of America (paydayloaninfo.org) · last verified 2026-07-24 · pending second-source verification

This page is general information, not legal or financial advice. State laws change; verify current rules with your state regulator or the source above.