Kentucky permits deferred-deposit transactions up to $500 in total across all lenders, tracked through a statewide database. Fees run about $15 per $100 borrowed, resulting in a high APR over the short term. Borrowers are limited to two outstanding loans at a time.
Key limits in Kentucky
- Maximum loan amount: $500
Figures can change — always confirm current limits with the official source below before borrowing.
Source: Consumer Federation of America (paydayloaninfo.org) · last verified 2026-07-24 · pending second-source verification
This page is general information, not legal or financial advice. State laws change; verify current rules with your state regulator or the source above.