Missouri authorizes payday loans up to $500 with terms of 14 to 31 days and no state cap on the interest rate, so APRs can be very high. Renewals are limited and interest and fees combined may not exceed 75% of the initial principal over the life of the loan. These loans are intended for short-term needs only.
Key limits in Missouri
- Maximum loan amount: $500
- Maximum term: 31 days
Figures can change — always confirm current limits with the official source below before borrowing.
Source: Consumer Federation of America (paydayloaninfo.org) · last verified 2026-07-24 · pending second-source verification
This page is general information, not legal or financial advice. State laws change; verify current rules with your state regulator or the source above.