Washington permits payday loans up to $700 or 30% of the borrower's gross monthly income, whichever is less, tracked through a statewide database. Borrowers are limited to eight payday loans in any 12-month period and have the right to an installment repayment plan at no extra cost. These loans are intended for short-term needs only.
Key limits in Washington
- Maximum loan amount: $700
Figures can change — always confirm current limits with the official source below before borrowing.
Source: Consumer Federation of America (paydayloaninfo.org) · last verified 2026-07-24 · pending second-source verification
This page is general information, not legal or financial advice. State laws change; verify current rules with your state regulator or the source above.